Mortgages for Company Directors.
Your company profits could increase your borrowing potential - helping you explore the home you really want.
- Over 20 years’ mortgage experience
- Deep understanding of how lenders assess director income
- 300+ five-star reviews
Laura Lewis helps company directors navigate how lenders assess salary, dividends and retained profits (so your mortgage options better reflect your true income)
Confidential • No obligation • Clear guidance
Why company directors
often struggle to get a mortgage.
Many lenders assess company directors differently from employed applicants. In this short video, Laura explains what lenders may consider - and how understanding this could help you move forward with confidence.
WATCH: HOW LENDERS MAY ASSESSCOMPANY DIRECTORS
Confidential • No obligation • Clear guidance
Do lenders struggle to understand company director income?
A specialist mortgage approach designed for company directors.
Laura Lewis specialises in helping company directors navigate mortgage criteria that may not always reflect how business income is structured.
By working with specialist lenders who understand company director income, it may be possible to explore options that better reflect your full financial position.
From our experience, working with specialist lenders who understand company director income can often lead to more positive outcomes than approaching a standard lender on your own.
Access to lenders who understand company directors
With over 20 years’ experience in the mortgage industry, Laura has developed strong relationships with lenders who understand how company directors structure their income. We work from a comprehensive panel of lenders representative of the whole market.
Avoiding unnecessary dividend withdrawals
Some lenders may allow company directors to demonstrate affordability without needing to withdraw large dividends purely to meet lending criteria.
Considering retained profits
Certain lenders may consider retained profits within your business when assessing your borrowing potential.
Clear, straightforward guidance
Laura provides clear advice and manages the mortgage process for you, helping you navigate lender criteria with confidence.
A Simple Process
for Company Directors
We guide company directors through the mortgage journey with clear advice and specialist lender knowledge.
Initial Conversation
A quick 10-minute chat is usually enough to understand your situation and recommend the next steps.
Director Income Review
We review how lenders may assess your salary, dividends and retained profits when considering affordability.
Specialist Lenders
Targeted support via specialist lenders who understand director income leads to better outcomes than standard banks.
Application & Support
We manage the process with the lender and solicitor, supporting you right through to getting the keys to your home.
Specialist Mortgage Advice for Company Directors
Many company directors find the mortgage process confusing.
Income from salary, dividends and retained profits can be assessed differently by lenders, and applying to the wrong lender can lead to unnecessary delays or rejected applications.
That’s why specialist guidance matters.
With over 20 years of experience in mortgage advice, Laura helps business owners understand how lenders view director income and how to approach the mortgage process with clarity.
Unlike banks that only offer their own products, Laura works from a panel representing the whole market, giving you access to lenders who better understand company director income.
Her goal is simple:
To guide you through the process with clear advice, straightforward explanations, and support from consultation right through to getting the keys to your home or investment property.
No jargon.
No pressure.
Just expert guidance based on experience.
What Clients Say
Based on feedback from verified clients who wanted clear advice, smooth communication and expert mortgage support.
Book a Quick Chat
First step: a quick, friendly conversation
No jargon.
Just helpful guidance.
- Choose a time that suits you using the calendar below
- We’ll give you a quick call at the time you select
- Tell us a little about your situation and what you're hoping to do
- We’ll guide you on the most helpful next step, including arranging your consultation with Laura if appropriate